Many travelers don't need trip cancellation / interruption coverages but want the protection of the other features of the comprehensive plans. These include those traveling on frequent-flyer tickets, on business trips using fully-refundable tickets, or whose trip arrangements have cancellation penalties that don't require insurance protection.

Here's a good option for them:

CSA's "Zero Trip Cost" option. By using this option you'll be getting what's probably the best value available for this type of coverage.

• $50,000 Emergency medical evacuation and repatriation coverage ($250,000 if you purchase the plan over the web). CSA’s Assistance Provider will arrange and pre-pay medically necessary emergency transportation. They will also arrange and pay for the return of minor children to their home and if you are hospitalized for seven days or more they will arrange and pay for a family member to visit you.

• $10,000 emergency medical coverage ($50,000 if you purchase the plan over the web)

• $100,000 air flight accident coverage

• $750 per person  travel delay coverage ($1,000 if you purchase the plan over the web)

• $25,000 of primary rental car CDW coverage

• 24-hour emergency assistance

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